The first equity crowdfunding company to be licensed in Indonesia, Santara started locally in Yogyakarta to help SMEs in Indonesia, attract investors and raise capital.
Why
Difficulty in raising capital
Underbanked people find it hard to get loans to start or expand their business.
High cost of credit
High interest rates of banks and micro-financing companies make business loans difficult to service.
Increased investment appetite
More Indonesians are starting to invest through online P2P lending platforms.
Market
58m
The number of MSMEs in Indonesia, representing most of Indonesia's business enterprises, ranging from hawkers and local services to digital startups.
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