Zhu Mingjie
After earning his PhD in Electronic Engineering from the University of Science and Technology of China in 2009, Zhu Mingjie conducted post-doctoral research on database and information systems at the Max Planck Institute for Computer Science in Germany from June 2009 to April 2010. He then worked as a research engineer at Yahoo! until February 2011. From May 2011 to July 2013, he worked first as a senior product manager and later as a data scientist at eBay Inc. He then returned to China and served as Ctrip's Data Director until June 2015. He founded CraiditX in December 2015.
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CraiditX gives banks and insurers AI tools for assessing consumer credit risk
Used by big lenders like Bank of China and Minsheng Bank, CraiditX's solutions can gauge consumer default risk even if a user has no credit history
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