Islamic finance
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Founded by Zhang Yiming in 2012, ByteDance is currently the world’s most valuable startup, worth over $100bn by May 2020. It owns quite a number of popular apps including the news aggregator Jinri Toutiao and short video platforms such as Douyin and its overseas version TikTok.ByteDance is also an active investor in China’s startup ecosystem. With a focus on education and gaming, it also invests in sectors of media, enterprise tech, education, gaming, finance, real estate, artificial intelligence and hardware. As of mid-2020, it had invested in 89 companies.
Founded by Zhang Yiming in 2012, ByteDance is currently the world’s most valuable startup, worth over $100bn by May 2020. It owns quite a number of popular apps including the news aggregator Jinri Toutiao and short video platforms such as Douyin and its overseas version TikTok.ByteDance is also an active investor in China’s startup ecosystem. With a focus on education and gaming, it also invests in sectors of media, enterprise tech, education, gaming, finance, real estate, artificial intelligence and hardware. As of mid-2020, it had invested in 89 companies.
Co-founder and CTO of Kostoom
Indra Rukasyah is a co-founder and CTO of Kostoom. He is currently also working as an IT officer at PT Surya Nugraha Nusantara Finance.Indra has been involved in running several businesses with his wife Putry Yuliastutik. He was a co-founder of Bigalia, an online marketplace for heavy equipment in Indonesia that was set up in 2015. Besides Bigalia and Kostoom, he had also worked as a graphic and web designer at another joint enterprise iP Logo Design. Like his wife Putry, Indra was also a graduate in Mathematics from the University of Indonesia.
Indra Rukasyah is a co-founder and CTO of Kostoom. He is currently also working as an IT officer at PT Surya Nugraha Nusantara Finance.Indra has been involved in running several businesses with his wife Putry Yuliastutik. He was a co-founder of Bigalia, an online marketplace for heavy equipment in Indonesia that was set up in 2015. Besides Bigalia and Kostoom, he had also worked as a graphic and web designer at another joint enterprise iP Logo Design. Like his wife Putry, Indra was also a graduate in Mathematics from the University of Indonesia.
Co-founder, CEO of Sheetgo
Based in Spain since 2016, Yannick Rault van der Vaart is a Brazilian entrepreneur with diverse work experiences in USA, Latin America and Europe. The co-founder and CEO of Sheetgo is also a board member of Impact Hub Network that runs co-working spaces in Spain and Brazil.In 2006, the graduate from the University of Miami co-founded EsMiHogar to help immigrants finance property purchases back home. In 2007, he helped Spanish company Inmoferrocarril to launch 7,600 social home mixed-use urban development "Esmihogar". In 2008, he co-founded Abramar to build low income, environment-friendly residential buildings and neighborhoods in Brazil.
Based in Spain since 2016, Yannick Rault van der Vaart is a Brazilian entrepreneur with diverse work experiences in USA, Latin America and Europe. The co-founder and CEO of Sheetgo is also a board member of Impact Hub Network that runs co-working spaces in Spain and Brazil.In 2006, the graduate from the University of Miami co-founded EsMiHogar to help immigrants finance property purchases back home. In 2007, he helped Spanish company Inmoferrocarril to launch 7,600 social home mixed-use urban development "Esmihogar". In 2008, he co-founded Abramar to build low income, environment-friendly residential buildings and neighborhoods in Brazil.
Co-founder, Head of Customer Success of Sheetgo
A US national by birth, Chad Pittman is currently based in Sao Paulo, as a co-founder and Head of User Success at Sheetgo. He had previously worked as an investment manager at Abramar Construtora in Brazil that was run by co-founder Yannick Rault van der Vaart.Pittman worked at CRC Homes in Los Angeles until 2011, after spending eight years as an engineer at Boeing in California. He graduated in Electrical Engineering from the University of California and went on to the University of Southern California to read an MBA in Corporate Finance and a master's in Real Estate Development.
A US national by birth, Chad Pittman is currently based in Sao Paulo, as a co-founder and Head of User Success at Sheetgo. He had previously worked as an investment manager at Abramar Construtora in Brazil that was run by co-founder Yannick Rault van der Vaart.Pittman worked at CRC Homes in Los Angeles until 2011, after spending eight years as an engineer at Boeing in California. He graduated in Electrical Engineering from the University of California and went on to the University of Southern California to read an MBA in Corporate Finance and a master's in Real Estate Development.
Co-founder and CTO of TroopTravel
Leonard Cremer is an engineering graduate from the University of Johannesburg. He worked as an analyst programmer before moving into the finance industry. Then in 2001, he co-founded Integrat in South Africa, a mobile media enabler for Mobile Network Operator. He is now the Group COO at Integrat Pty Ltd. Cremer was also the COO of InTarget from 2001 until 2016. Through business trips, he met up with co-founder Dennis Vilovic who broached the idea of starting a group travel planning platform. In 2017, they co-founded TroopTravel to make global travel planning more efficient for corporates.
Leonard Cremer is an engineering graduate from the University of Johannesburg. He worked as an analyst programmer before moving into the finance industry. Then in 2001, he co-founded Integrat in South Africa, a mobile media enabler for Mobile Network Operator. He is now the Group COO at Integrat Pty Ltd. Cremer was also the COO of InTarget from 2001 until 2016. Through business trips, he met up with co-founder Dennis Vilovic who broached the idea of starting a group travel planning platform. In 2017, they co-founded TroopTravel to make global travel planning more efficient for corporates.
Co-founder & COO of Ontruck
Indonesian Rika Christanto grew up in the US. A Harvard MBA graduate she has worked as an investment banking analyst in the technology group of Morgan Stanley and has over four years of consultancy experience in McKinsey.Christanto's first experience in the logistics sector was when she worked for an NGO in Uganda leading the operations to create a nationwide dairy supply chain. She left the consultancy world in 2016 to join OnTruck, an innovation-oriented logistics company that optimizes road freight transportation through technology, as a co-founder and CFO. She’s currently the company’s COO, leading both operations and finance.
Indonesian Rika Christanto grew up in the US. A Harvard MBA graduate she has worked as an investment banking analyst in the technology group of Morgan Stanley and has over four years of consultancy experience in McKinsey.Christanto's first experience in the logistics sector was when she worked for an NGO in Uganda leading the operations to create a nationwide dairy supply chain. She left the consultancy world in 2016 to join OnTruck, an innovation-oriented logistics company that optimizes road freight transportation through technology, as a co-founder and CFO. She’s currently the company’s COO, leading both operations and finance.
COO and Co-founder of GeoDB
Sacha Gordillo is a business management and finance graduate from Comillas Pontifical University (ICADE), with over 10 years of experience in financial trading, specializing in fixed income. Since 2006, he has worked as a trader at TransMarket Group LLC, OSTC Ltd and SM Investments. He is now the CIO and head trader at POW Partners that he co-founded in 2016 in Madrid.The cryptocurrency ecosystem has always fascinated the veteran trader. In 2018, Gordillo joined GeoDB as co-founder and COO. He is one of the key figures in the conceptualization of GeoDB, a global decentralized data marketplace based in Madrid.
Sacha Gordillo is a business management and finance graduate from Comillas Pontifical University (ICADE), with over 10 years of experience in financial trading, specializing in fixed income. Since 2006, he has worked as a trader at TransMarket Group LLC, OSTC Ltd and SM Investments. He is now the CIO and head trader at POW Partners that he co-founded in 2016 in Madrid.The cryptocurrency ecosystem has always fascinated the veteran trader. In 2018, Gordillo joined GeoDB as co-founder and COO. He is one of the key figures in the conceptualization of GeoDB, a global decentralized data marketplace based in Madrid.
Co-founder and CEO of Halofina
Adjie Wicaksana graduated from the Bandung Institute of Technology (ITB) with a degree in Industrial Engineering. He also holds a master's in Social Entrepreneurship from the University of Southern California. Wicaksana is active in the Social Organization Center for Innovation and Community Development, the Indonesian Youth Student Association in the United States (Permias) Los Angeles and the Global Shapers Community - World Economic Forum. He is also a facilitator, specializing in business financial management, for BEKRAF's (Indonesia's Creative Economy Agency) Creative SME Finance Class Training Series. Wicaksana started Halofina with Eko Pratomo in 2017.
Adjie Wicaksana graduated from the Bandung Institute of Technology (ITB) with a degree in Industrial Engineering. He also holds a master's in Social Entrepreneurship from the University of Southern California. Wicaksana is active in the Social Organization Center for Innovation and Community Development, the Indonesian Youth Student Association in the United States (Permias) Los Angeles and the Global Shapers Community - World Economic Forum. He is also a facilitator, specializing in business financial management, for BEKRAF's (Indonesia's Creative Economy Agency) Creative SME Finance Class Training Series. Wicaksana started Halofina with Eko Pratomo in 2017.
Co-founder and CFO of Gojek
Featured in Forbes’ 30 under 30 Asia 2016 at age 29, Kevin Aluwi holds a Bachelor of Science degree in Corporate Finance, Entrepreneurship and International Relations from the University of Southern California. Before joining Gojek in 2014, Kevin worked at Salem Partners, Merah Putih and Zalora. Kevin also co-founded Setipe.com, an Indonesia-based online dating site. He was born in September 1986.After co-founder Nadiem Makarim left Gojek in 2019, Aluwi became Gojek’s co-CEO with fellow executive Andre Soelistyo. With the merger of Gojek and Tokopedia to form GoTo in 2021, Aluwi remained as Gojek CEO while Soelistyo became CEO of GoTo.
Featured in Forbes’ 30 under 30 Asia 2016 at age 29, Kevin Aluwi holds a Bachelor of Science degree in Corporate Finance, Entrepreneurship and International Relations from the University of Southern California. Before joining Gojek in 2014, Kevin worked at Salem Partners, Merah Putih and Zalora. Kevin also co-founded Setipe.com, an Indonesia-based online dating site. He was born in September 1986.After co-founder Nadiem Makarim left Gojek in 2019, Aluwi became Gojek’s co-CEO with fellow executive Andre Soelistyo. With the merger of Gojek and Tokopedia to form GoTo in 2021, Aluwi remained as Gojek CEO while Soelistyo became CEO of GoTo.
Fernando Cabello-Astolfi is a Spanish serial entrepreneur and angel investor in the fintech ecosystem. He has a masters degree in Global Market Economics from the London School of Economics. He is the co-founder and CEO of Ibercheck, a leading company that issues solvency reports for individuals in Spain. In 2014, he founded consumer credit fintech Aplazame, which was sold to WiZink Bank in 2018. Fernando is the CEO of Aplazame, heading the product, risk and finance departments. More recently, he launched Devengo, an innovative payroll model that allows employees to collect their salary when needed, instead of on a fixed date each month, at no extra cost to the company.
Fernando Cabello-Astolfi is a Spanish serial entrepreneur and angel investor in the fintech ecosystem. He has a masters degree in Global Market Economics from the London School of Economics. He is the co-founder and CEO of Ibercheck, a leading company that issues solvency reports for individuals in Spain. In 2014, he founded consumer credit fintech Aplazame, which was sold to WiZink Bank in 2018. Fernando is the CEO of Aplazame, heading the product, risk and finance departments. More recently, he launched Devengo, an innovative payroll model that allows employees to collect their salary when needed, instead of on a fixed date each month, at no extra cost to the company.
CEO & Managing Director of AEInnova
David Comellas Vogel was the first investor in AEInnova, where he is currently CEO and Managing Director. Comellas started his career as a manager at Caixa Catalunya bank and then as a senior consultant at financial advisory firm Qualinneo. He continued his finance career at Deutsche Bank and as a consultant in Insights Business Partners until 2017. As a partner at Blocktac, Comellas has been an investor and serial entrepreneur, while also assuming the role of advisor and partner at Happy Customer Box. Comellas holds a master's degree in banking administration from Barcelona's Universitat Pompeu Fabra and is also the Vice-President of Aeroclub Barcelona-Sabadell.
David Comellas Vogel was the first investor in AEInnova, where he is currently CEO and Managing Director. Comellas started his career as a manager at Caixa Catalunya bank and then as a senior consultant at financial advisory firm Qualinneo. He continued his finance career at Deutsche Bank and as a consultant in Insights Business Partners until 2017. As a partner at Blocktac, Comellas has been an investor and serial entrepreneur, while also assuming the role of advisor and partner at Happy Customer Box. Comellas holds a master's degree in banking administration from Barcelona's Universitat Pompeu Fabra and is also the Vice-President of Aeroclub Barcelona-Sabadell.
Co-founder and COO of Kopi Kenangan
Before he became the COO of grab-and-go coffee chain Kopi Kenangan, James Prananto had built a career as an executive in Media Nusantara Citra (MNC), one of Indonesia's biggest media conglomerates. Prananto, who holds an MBA from the Loyola Marymount University, USA, started his career at Bakrie Brothers as an investment analyst. The stint only lasted for a few months before he joined MNC. Between 2013 and 2015, he worked his way up to become assistant head of investor relations and corporate finance. In 2015, he became the head of marketing for MNC's e-commerce branch, Mister Aladin, and held the role until 2018, a year after he established Kopi Kenangan with Edward Tirtanata.
Before he became the COO of grab-and-go coffee chain Kopi Kenangan, James Prananto had built a career as an executive in Media Nusantara Citra (MNC), one of Indonesia's biggest media conglomerates. Prananto, who holds an MBA from the Loyola Marymount University, USA, started his career at Bakrie Brothers as an investment analyst. The stint only lasted for a few months before he joined MNC. Between 2013 and 2015, he worked his way up to become assistant head of investor relations and corporate finance. In 2015, he became the head of marketing for MNC's e-commerce branch, Mister Aladin, and held the role until 2018, a year after he established Kopi Kenangan with Edward Tirtanata.
Co-Founder and CEO of Lemonilo
Harvard Law graduate Shinta Nurfauzia earned her bachelor's degree in law at Universitas Indonesia. After working as a banking and finance associate at Allen & Overy Indonesia, and as a law associate at Lubis, Santosa & Maramis, Nurfauzia received the prestigious Indonesia Endowment Fund For Education Scholarship to Harvard Law School. Post-Harvard, Nurfauzia worked as a consultant to the Indonesian government sustainability program (REDD+) before founding the healthcare platform Konsula. She started her first business at 14 years old, a pancake business, and then a luxury bag reseller business.After Konsula pivoted to health food company Lemonilo, Nurfauzia remained at the company. She is currently Lemonilo’s co-CEO, sharing the role with Ronald Wijaya.
Harvard Law graduate Shinta Nurfauzia earned her bachelor's degree in law at Universitas Indonesia. After working as a banking and finance associate at Allen & Overy Indonesia, and as a law associate at Lubis, Santosa & Maramis, Nurfauzia received the prestigious Indonesia Endowment Fund For Education Scholarship to Harvard Law School. Post-Harvard, Nurfauzia worked as a consultant to the Indonesian government sustainability program (REDD+) before founding the healthcare platform Konsula. She started her first business at 14 years old, a pancake business, and then a luxury bag reseller business.After Konsula pivoted to health food company Lemonilo, Nurfauzia remained at the company. She is currently Lemonilo’s co-CEO, sharing the role with Ronald Wijaya.
Co-founder of Volantis
Ryan Haryadi went to Diablo Valley College in the US and Indiana University, Bloomington, where he earned a bachelor's degree in Informatics. In 2010, he returned to Indonesia, where he briefly joined ORIX Indonesia Finance as an account manager till the end of 2011. In 2012, he joined online travel aggregator Pegipegi, which is now owned by Traveloka. In 2013, Haryadi moved on and joined Bachtiar Rifai at digital marketing consultancy WireHub. The duo continued on to establish digital marketing automation service firm Kofera Technology, and, subsequently, spun off a second company, Volantis Technology.
Ryan Haryadi went to Diablo Valley College in the US and Indiana University, Bloomington, where he earned a bachelor's degree in Informatics. In 2010, he returned to Indonesia, where he briefly joined ORIX Indonesia Finance as an account manager till the end of 2011. In 2012, he joined online travel aggregator Pegipegi, which is now owned by Traveloka. In 2013, Haryadi moved on and joined Bachtiar Rifai at digital marketing consultancy WireHub. The duo continued on to establish digital marketing automation service firm Kofera Technology, and, subsequently, spun off a second company, Volantis Technology.
CTO and co-founder of StudentFinance
Sérgio Pereira is an independent innovation expert at the European Commission, assisting with research and innovation assignments including policy design, monitoring of projects and the evaluation of various programs and proposals. He graduated with a master's in Computer Science at the New University of Lisbon and started his career as a consultant at Accenture. The Portuguese co-founder of StudentFinance has been working as CTO at the fintech since 2019. Prior to this, he founded Tech HQ as CTO of the tech consultancy where he continues to work part-time. Pereira has also worked as CTO at Boston-based student finance and talent platform FutureFuel. The serial entrepreneur has also co-founded Clickly, a Dutch content discovery platform and sportstech Goalstat.
Sérgio Pereira is an independent innovation expert at the European Commission, assisting with research and innovation assignments including policy design, monitoring of projects and the evaluation of various programs and proposals. He graduated with a master's in Computer Science at the New University of Lisbon and started his career as a consultant at Accenture. The Portuguese co-founder of StudentFinance has been working as CTO at the fintech since 2019. Prior to this, he founded Tech HQ as CTO of the tech consultancy where he continues to work part-time. Pereira has also worked as CTO at Boston-based student finance and talent platform FutureFuel. The serial entrepreneur has also co-founded Clickly, a Dutch content discovery platform and sportstech Goalstat.
Evermos is Indonesia's version of social commerce – and it's Sharia-compliant, too
Evermos targets the resale market, encouraging students and housewives to earn extra income by promoting products on their social media and WhatsApp networks
Pintek: Fintech offers wide variety of loans to improve Indonesians' access to education
Pintek is expanding into Islamic finance with new Sharia-compliant loans for students at Islamic schools and universities
Ruangguru, Amartha founders made aides to Indonesian President
Seven young leaders appointed to assist President Joko Widodo in non-ministerial tasks, with an emphasis on innovation
Ajaib targets millennials with easy-to-use investment app
Y Combinator alumnus Ajaib recently acquired a local brokerage to add stock trading to its products
Treasury: Bringing gold savings to millennials
Gold savings online platform Treasury targets a younger demographic with its playful and contemporary branding
Indonesia finance ministry cans e-commerce tax compliance law
The ministry says the law was misunderstood, but industry players had long questioned the need for such regulation
Santara: Sharia-inspired equity crowdfunding for Indonesia's MSMEs
With strong links to local business communities, Santara has big ambitions to become a household name in equity crowdfunding
In Indonesia, Ramadan goes hi-tech
From consumption to charity, tech startups have come to play a key role in Ramadan traditions in Indonesia
The edtech startup formerly named Squiline hopes greater fluency in English can boost Indonesia's creative and tourism sectors
Crowde-funding Indonesia's fields
Agritech startup Crowde offers retail investors direct access to Indonesia’s US$25 billion agricultural sector, transforming the way traditional farmers fund, run and grow their businesses
No bank account? In Indonesia, you can still shop online
Indonesian startups are racing to serve the millions of consumers that banks haven’t reached. Here’s a look at some of the leading players, their innovations and how they have redefined the market
Narasi TV: Creating a better media experience for Indonesia
Spearheaded by a popular talkshow host, this new media startup seeks to cultivate a more positive online media environment
In Indonesia, equity crowdfunding is gaining in popularity among SMEs, challenging P2P lending
Equity crowdfunding platforms are offering new approaches to SME financing in Indonesia, with more players entering the market
What Indonesia’s election could mean for startups and investors
Industry players voice their hopes, concerns and expectations as the April presidential election nears
CraiditX gives banks and insurers AI tools for assessing consumer credit risk
Used by big lenders like Bank of China and Minsheng Bank, CraiditX's solutions can gauge consumer default risk even if a user has no credit history
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